Rebecca is a freelance contributor to Newsweek’s personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education. Rebecca has ...

When you're ready to purchase a new coat from Neiman Marcus or a new iPhone from Apple, you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known ...

More Americans are using Buy Now Pay Later (BNPL) services. Some people have turned to the plan to avoid accumulating massive credit card debt. These programs allow consumers to make a purchase ...