Financial planning is the process of creating a roadmap to achieve your financial goals, which can include saving retirement, buying a home, funding education ... amount of money to begin with ...
In today's rapidly changing world, personal finance education often ... young people to make informed financial decisions, avoid unnecessary debt, and work towards their long-term financial goals.
which simply means making a plan to reach your financial goals over time, like establishing a strategy to retire by age 65 with enough money to also pay for your children's college education.